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About Duolingo I have to give credit to my daughter because without her interest in learning Italian, Duolingo was considered a no-go for me. I knew the backstory of the company before the IPO this year, however I rarely buy companies immediately after they go public....
If you are not paying for the product, you are the product. This statement, for a variety of reasons, has stuck with me ever since I watched the popular Netflix documentary called The Social Dilemma. When the person who was being interviewed dropped that powerful...
This week a client asked me if we should load up on U.S. banks days before they announce their quarterly earnings. He thought these #business models probably did well so why not back up the truck and load up on these stocks before they make their numbers public. I...
This week's tech disruption - Affirm Holdings Inc (AFRM) and UBER Technologies Inc. (UBER) Buy Now Pay Later If you are not familiar with this term, buy now pay later (BNPL) is a type of short-term financing that allows consumers to make purchases with a payment...
The year is 2031. At a quick glance, what was the very first thing that came to your mind? Did you think about your health, wealth, career, elderly parents, your children or was it something totally different? Did you immediately feel intimidated, excited, nervous or...
If you are working for a medium to large size company there is a good chance that you are contributing to a company group RRSP or Deferred Profit-Sharing Program (DPSP). The most popular plan providers in group retirement benefits include Manulife, Desjardins, Sun...
Have you ever received a #stock tip? I’m not talking about e-mail scams or unwanted evening telemarketing calls. I’m talking about when your neighbor suggests that you should buy airlines and cruise ships simply because the stock is down 70% or your cousin who dumped...
The Finish Line is the Start Line In the past, you have probably heard me say it is important to know where you are today financially and where you want to be in the future. That has been my own way of simplifying the financial planning #process and filtering down all...
Have you ever heard the expression, “don’t put all your eggs in one basket”? It’s the most overused expression to describe investment diversification. As investors with different levels of knowledge you probably share one thing in common and that is the awareness of...
According to Key Small Business #Statistics - 2020 report published by the Government of Canada, there were over 1.2 million small businesses operating in Canada. Then we have 22,905 medium-sized businesses and 2,978 large businesses. If you did not know this already...